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Operating a business can be incredibly rewarding, but it is also stressful. Business owners and operators try to make plans for any disaster that can occur. To that end, business owners obtain various types of insurance to prepare for disruptions in business. One type of insurance that is available is “business interruption insurance.” At Torgenson Law, our Arizona business interruption insurance attorneys want to discuss what this type of coverage does for business owners. We are dedicated to ensuring clients receive the insurance coverage they paid for and deserve.
The team at Torgenson Law will not stop fighting for our clients until we uncover every detail of what we need to know to secure compensation.
Just like other types of insurance you purchase, business interruption insurance is supposed to help cover any losses incurred that are covered under the terms of the policy. Specifically, business interruption insurance is designed to help cover costs in the event of a major shut down. This can occur due to the following:
When a serious incident happens that shuts down a business’s operations, business interruption insurance is designed to return the business to the same financial position it would have been in had their losses not occurred. This type of insurance is in “add-on” to a regular business insurance policy.
The coronavirus pandemic has dramatically affected businesses across this country. Companies across the state of Arizona have been dramatically affected by government-mandated shutdowns and stay at home orders. Non-essential businesses have been closed, and essential businesses have seen massive interruptions. All of this has dramatically affected a business’s ability to operate and led to significant financial losses.
When dealing with any insurance claim, particularly one in which there may be a large payout, you need an attorney by your side. Insurance carriers are “for-profit” entities that will use various tactics in order to minimize how much they pay a policyholder in a settlement. An attorney will obtain all evidence related to a claim in order to bolster the case for their client. A skilled Phoenix business interruption insurance attorney will aggressively negotiate with the insurance carrier and work to secure maximum compensation for a claim.
If you are a business owner and are having difficulty obtaining your rightful business interruption insurance compensation, contact the team at Torgenson Law today. We pledge to thoroughly investigate your case in order to secure any compensation you may be entitled to under the terms of your policy. Now, more than ever, this type of insurance could be a lifeline for businesses. COVID-19 is going to affect businesses for some time to come. When you need in Phoenix business interruption attorney, you can contact us for a free consultation of your case by clicking here or calling (602) 726-0747.
